Program Description:
This seminar has been developed for Community Bank Lenders as an Introduction to Residential Lending. It will provide an overview of the real estate lending function while delivering home loan products to the marketplace. The seminar emphasizes both safe and sound residential lending practices and fair lending compliance requirements. We focus on the documents, processes, underwriting and regulations involved in residential mortgage lending. It is a great starting class for those just getting into banking!
You Will Learn:
- Mortgage Industry Overview
- Types Of Mortgage Loans
- Mortgage Origination And Regulations
- Taking The Application
- Loan Underwriting (Include Cash Flow Analysis)
- Loan Documentation
- Appraisals And The Valuation Process
- Loan Closing
- Loan Regulations
- Aspects Of The Secondary Market
- Consumer Lending Concepts Also Discussed
Who Should Attend:
Branch Managers, Assistant Branch Managers, Loan Processors, Loan Assistants as well as loan officers just starting their career or those wanting a refresher. The course is also designed for other employees in the bank who want a basic understanding of their clients needs or want to expand their knowledge such as New Account Reps, Teller Supervisors, Loan Operation staff, and Loan Review. If you have customer contact, you must take this seminar.
Presenter:
Mark Tyrpin is senior vice president for a large regional bank in Quincy, IL. His unique style of “ Banker Teaching Banker” emphasizes current banking examples and scenarios to supplement the classroom approach to learning. Reality and textbook application are presented. Tyrpin has over 20 years of banking experience including commercial lending, commercial real estate lending, loan rehabilitation and work out, as well as management. Prior to that, he was an investment banker specializing in municipal finance and trading. Tyrpin is also an executive officer and board member of one of the largerst not for profit family foundations in the state of Illinois.
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