Program Description:
The Institute of Certified BankersTM (ICB) is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This webinar has been approved for 2.5 CRCM and CLBB credits.
Consumer lending is one of the most regulated activities in the country, and with recent industry and legislative developments, more attention than ever is being placed on how you make your loans, and to whom. We’ll discuss these developments and the requirements for (non-real estate) loans, such as credit cards, vehicles, and student loans, among others.
There are several new rules in place affecting these, including new credit card provisions. Bring your programs up to date and be ready for the changes.
This 2-Hour Webinar Covers:
- Truth in Lending – new credit card and advertising rules
- Fair Lending – application requirements, denials, and more
- Lending to Insiders – common violations
- Lending on Securities and form U-1
- Unfair or Deceptive Acts (UDAP) – new attention on how you conduct your business
- FCRA developments – is your red flags program up to speed, and the proposed risk-based pricing notice
- Privacy and CIP requirements
- Fair Debt Collection Practices Act
Who Should Attend:
This interactive session will provide an understanding of each of these rules and is imperative for anyone performing duties in consumer lending areas of the financial institution. This includes loan officers, personal bankers, supervisors, auditors, compliance officers, trainers and others working in these types of positions.
Presenter:
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who works in Lending Compliance for a large financial institution in Ohio. Prior to this, Carl was a manager in the Finance & Performance Management service line for Accenture. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at dozens of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.
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