Creating Your Contingency Funding Plan

Program Description:

Fortunately for our industry, the topic of liquidity becomes crucial only in rare moments. That moment is now! With the recent increase in financial institution failures in both 2008 and 2009, regulators have become more concerned about dynamic liquidity issues. Though ratio analysis continues to be important, recent guidance from the FDIC suggests a more proactive approach to responding to a Liquidity Event. Hopefully, this event will not be part of your future but it is clear that we are looking at a much more intensive view of this problem than ever before. Fortunately, regulators have become more comfortable with diversity of funding in any financial institutions' planning and this does suggest bankers will be enhancing their policies and procedures around Liquidity Risk. Our workshop is designed to provide current regulatory guidance on Liquidity, examine the various sources of alternative funding available to our industry, review a sample Contingency Funding Plan and sample Wholesale Funding Report, and describe what community bankers are doing to address this enhanced scrutiny of this most important risk. Please join us for this informative review of Liquidity Risk.

Topics Covered:

Who Should Attend:

CEO's, CFO's, & Financial Staff of Community Banks

Presenter:

Karl Nelson is the President and CEO of KPN Consulting, an organization engaged in the ALCO, Funding, and Liquidity arena. His career has included positions as Director of Industry and Governmental Relations with Silverton Bank, President and Chief Marketing Officer of Institutional Deposits Corp (SR), and National Market Development Director for Promontory Interfinancial Network where he worked on national marketing strategies for the CDARS program.

In addition, Karl served as a Senior Vice President with the Federal Home Loan Bank of Atlanta from 1991 through 2002 where he managed the sales and marketing, strategic planning, and trade association/regulatory outreach efforts and served on the bank's ALCO. Prior to joining the Home Loan Bank, he was involved for eighteen years with various regional banks including Barnett, Florida National, AmeriTrust Company, Society National Bank, and FNB Atlanta. Karl began his banking career with Chase Manhattan Bank in 1972.

Karl is a popular speaker on such topics as Funding, Liquidity, Contingency Funding Plans, the ALCO Process, and ROE Enhancement and over the past 3 1/2 years, he has provided 155 workshops to over 6,000 participants.

Karl serves on the faculties of the Graduate School of Banking in Madison, Wisconsin and Boulder, Colorado, the Graduate School of Bank Investments & Financial Management in Columbia, South Carolina, the Financial Managers School in Madison, the Asian Banking Academy, as well as the faculties of the state banking schools in Florida, North Carolina, and Tennessee. Mr. Nelson is an organizing Director and ALCO Chair for a de novo bank in North Carolina.